Then theres the damage to your own car. If you allow someone else to borrow your car, it's still covered by your insurance policy. Nov. 7, 2019, 9:24 AM PST. Pour en savoir plus sur notre utilisation de vos informations, veuillez consulter notre Politique relative la vie prive et notre Politique en matire de cookies. Tell them you dont want trouble with the law, 7. Editorial Policy: The information contained in Ask Experian is for educational purposes only and is not legal advice. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee. That means even if you have purchased a good amount of liability insurance, coverage could be reduced to. Before you hit the road (or let someone else hit the road in your car), make sure you have the right car insurance coverage. In the event your liability coverage isn't sufficient to cover the losses, you could be liable for the amount the insurance doesn't cover. One of the most common ways is writing up a loan agreement that outlines the amount of money being loaned, how you want to be paid back and timelines for repayment, among other things. Experian websites have been designed to support modern, up-to-date internet browsers. She just sold her car and cancelled her policy. Its tough to say no when a friend asks to borrow your car. When you borrow your car away, you cannot be able to make an income using this service. We and our partners use cookies to Store and/or access information on a device. Best practice: Insurers in eight states are allowed to reduce coverage limits for anyone even occasional borrowers not specifically listed on your policy: California, Colorado, Michigan, Missouri, Ohio, Oklahoma, Pennsylvania and Washington. Remember that refusing their request is not a personal attack on the person asking for help but rather a responsible decision for your own financial well-being. Don't make a face when your friend loaning you their car ascertains this. By politely declining using this method, you have safely kept your word and also your car intact. Keep in mind that for those persons who are close to you like family or co-workers, who you have seen driving. Thanks. Just as other drivers can be named on your policy, in most states,they can be specifically excluded. The Touring ($107,400) comes with a 620-hp dual-motor all-wheel drive (AWD) and gets a bit more range at 425 miles. This excuse works every time. Borrowing a car from somebody can be an ideal option for drivers who are without transport, whether they're waiting for their car to be repaired, are between vehicles, or need a larger car for transporting goods, etc. If your friend doesnt have auto insurance, then he could be sued for whatever your policy doesnt cover. Maybe the babysitter needs to drive your child to the dentist. Here is a list of our partners and here's how we make money. . If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. A valid way you can say no to anyone who wants to borrow your car is to tell them you dont want trouble with the law. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan. Lending money to a family member or friend is a risky proposition, one that could end very badly. The short answer: You would. You can tell anyone that wants to borrow your car no, by informing them your car is not suitable for driving. As you think through your decision, make sure to take into account factors like your own financial health, your values, your relationship with the person and the likelihood of getting paid back. Slam no doors. Compare personal loan offers matched to your credit profile. 6. In Michigan, if a direct family member is behind the wheel of your car, the law presumes they had your consent to drive the vehicle and you will be on the hook unless you can prove that they did . The nice way to ask friends before loaning the car is to say directly, "It would be great if you can return it with the gas tank at the same level, and clean." Let them know your expectations up front. If they cause an accident in your car, your liability insurance would still be primary and their non-owner insurance would pick up any remainder. Just Tell Them You Don't Loan Money. You can have your vehicle impounded when someone drives them with an expired license or no license at all. If you say yes, make sure you have an agreement in place between you and the borrower about when the money will be paid back. anyway, i think u sh'd tell straight lah, just like people borrowing money rite? However, this does not influence our evaluations. Lets cut right to the chase. You should also ask if they plan to drive the vehicle into Canada or Mexico. But even if you feel pretty optimistic about the request, taking a logical approach can still be helpful. Your auto insurance policy is responsible for your car when someone else driving it is involved in an accident. You might also ask for a personal reference or even require them to have a guarantor. (WA Lic # 1070622) (OR Lic # 3000847300) and ID (Lic # 775582). The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepots Wholesale division. Car owners who are serious about the security of their vehicle install trackers for them. "If all the people in the car get injured, and the costs exceed the . Whatever form your spring break in the Pacific Northwest takes whether its packing as many young[], Winter in the PNW can be beautiful and brutal. As a sign of trust, you can share the log-in details of your Black Knight account with the . Read your policy or check with your insurer if you're not sure what your policy allows. Don't get into explanations or excuses, as the other person will only find ways to counter them. Gas prices are another factor to consider because gas has to be bought. A younger person or someone with a spotty driving record could cause your rate to go up, but adding an excellent driver could actually lower it. How to say NO Taking your time Before saying no to your friend or relative, take some time, say a day or two, before replying to their request. Licenses and Disclosures. Call you auto insurance company! Definitely good things to know and consider. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. They will explain the next steps and how long the process will take. You should consult your own attorney or seek specific advice from a legal professional regarding any legal issues. You can tell anyone who wants to borrow your car not by telling them you dont trust their driving. New . Don't beat around the bush or offer weak excuses or hem and haw. I have decided to politely say him NO the next time he asks for my car. The Insurance When you lend a friend your car, you also give them the insurance that goes with it. This page is protected by reCAPTCHA and the Google
The person who borrowed your car doesn't have a driver's licence. Balancing the health of personal relationships with financial responsibility can be challenging, so don't be afraid to refer them to helpful resources like Experian's CreditMatch tool that can help them find financing options that work for them. Privacy Policy and Terms of Service apply. He is a high ranking Seattle Police Department executive. You could lose your money and wreck an important . How to Say No When Someone Asks to Borrow Money Keep Your Financial Status Private. Tips for Lending Money to a Friend or Family Member, 7 Alternatives if You Cant Qualify for a Personal Loan, Fewer People Are Taking Out Mortgages as Interest Rates Increase. To do this, you must have to be convincing enough, if not they will think you are a liar. If you dont expect repayment, you might be pleasantly surprised to receive it someday. My cars are my babies so NO I dont let anyone drive my car without me in it. Link opens in new windowTX Consumer Complaint Disclosure While maintained for your information, archived posts may not reflect current Experian policy. Just because a driver in your household isnt excluded doesnt mean theyll be covered when borrowing your car. It is not grammatically correct to say "borrow me" in almost every context unless you're asking someone to borrow you. But if he has a history of causing accidents (or just driving into every pothole on the road), then you need to find a polite way to decline their request. if your friend crashes. Testimonial disclosure Compensation was not paid in exchange for any testimonial on this site. This compensation may impact how, where, and in what order the products appear on this site. I know how tough and important a car insurance policy is. Score: 4.3/5 ( 16 votes ) If you let a friend borrow your car and he or she causes an accident, your auto insurer would be responsible for paying for damages to the other driver and his or her passengers, up to the limits of your policy. DONT EXPLAIN OR MAKE EXCUSES. I know how important a car is for getting around and attending to family needs. Personal loans to pay off credit card debt. Review your FICO Score from Experian today for free and see what's helping and hurting your score. Saying no to a friend or family memberwho asks for aloan can be stressful and awkward. and the medical/property damage for the the party that your daughter hit exceeds that. Is there another way for them to get where they need to go? Whether you are renting a car or driving in a location you have never been before, read these tips on how to drive in unfamiliar circumstances. When you want to say no to anyone borrowing your car, you tell them that your car insurance doesnt allow it. Allowing a person without a valid driver's licence or with a suspended licence to drive your car is considered a . Your daughters friend should call their auto insurance company and ask if permissible use is covered or simply ask: hey does my policy cover if my friend drives my car for the day etc. I have listed ten good ways you can say no to anyone who wants to borrow your car. You might be sued too, since your car was involved. Telling them you dont give your car out takes the edge off quickly. Get all the facts about your car. A situation like this can be easily deflected with simple logical explanations. A friend of mine would like to borrow my car for a few days, does she need to have her own car insurance policy ? They cant expect you to abandon your priorities and give them your car. There are also times when it makes perfect sense to deny someone's request to borrow money. Make sure that you agree with the person who is driving your car on how the car can be used and where the car is being driven. We live in cities and towns where a regular patrol of traffic cops is prevalent. If you have to say no when someone asks for money, try to be . Borrowing money from friends or family members can be an awkward experience, but there are specific scenarios when saying 'yes' could be a good idea. Dont delay your response longer than one day. Almost all gas-powered cars cannot operate without them. loanDepot Lifetime Guarantee ("Guarantee") Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and loanDepot Lifetime Guarantee certificate. 4. Treat this as a regular line item on your budget. Strangers and other persons who arent familiar with the special nature of your vehicle will be at risk in driving them. Better $10 than damage my car. Examine the car for damage. ASK FOR TIME. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Sign up for a new account in our community. The amount of money is small and you don't need it back urgently. You may need additional coverage. Say no limits stress: Taking on too much or saying yes to things you really don't want to do creates excessive stress. He asked me yesterday to borrow my car for a few hours. 2. Doing this is how to politely say no in a situation such as this. I think sh'd just tell ur fren straight: sorry that u don't lend it to anyone, if not he will keep coming back for the same thing again until u run out of excuse. If someone is borrowing your car on a regular basis, even if they don't do it that often, it's best to check whether they should be included on your policy. Or someone who works part-time for Uber or Lyft may want your car to help them complete ridesharing jobs. 5 Tips for Borrowing Money From Friends and Family. This is one of my favorite options. It doesnt appear like brushing them off, instead, It will sound like a reasonable excuse. They have their own insurance. This only provides an opening for the other person. Consider Your Relationship with the Borrower. To discover the difference Vern Fonk can make, find the nearest office and visit us today! You should aim to be able to put down 20% of the vehicles sticker price down upfront for a loan that is no more than 4 years, or 48 months, and the monthly payment isn't more than 10% of your income. Nous, Yahoo, faisons partie de la famille de marques Yahoo. Experian. It's best to add frequent borrowers to your policy, such. If you say no too quickly, your friend or family member might feel ignored, hurt, discounted or insulted. Dont sound as if youd like to help, but just wont for some vague reason. Thanks For giving your good information?? These methods are recommended and very trusted in delivering your intentions. Insurers in eight states are allowed to reduce coverage limits for anyone even occasional borrowers not specifically listed on your policy: California, Colorado, Michigan, Missouri, Ohio, Oklahoma, Pennsylvania and Washington. What Are the Different Credit Scoring Ranges? And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Method 1 Dealing with the Problem at Home Download Article 1 Confront the person who takes your stuff. Listen to your child, you will be surprise. loanDepots easy-to-use calculator puts you in charge of estimating your mortgage payment. Before you let someone borrow your keys, you should know that car insurance follows the vehicle, not the driver. They've lent you money in the past and it makes sense to return the favor. To be extra courteous, fill up the tank before returning the vehicle. Some insurers automatically consider drivers who are related to you, such as spouses and blood relatives, to be covered by your insurance if they live in your household. Generally, if a family member frequently drives your car but doesn't live with you, they will need to be included on your policy by name to be covered. No one wants the risk of borrowing your car and having to end up looking for it. But remember one thing, when u smoke the fella, make sure he is dumb enuff to believe u, if u choose to tell him straight that u don't allow ur ride to be driven by anyone else, then u will kill the root. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. 1. YOU ARE NOT REQUIRED TO USE MELLOHOME AS A CONDITION FOR PURCHASE OF A HOME. Richard Belzer, the sharp-witted, sharp-tongued stand-up comic who ended up portraying one of the most durable detectives on television, died Sunday at his home in France. Some of the offers on this page may not be available through our website. Acknowledgment: By clicking "CONTINUE TO MELLOHOME.COM" below, I/we acknowledge that I/we have read this disclosure form and understand that any referrals by loanDepot for the described settlement service(s) may result in loanDepot, its parent company and/or its affiliates receiving a financial or other benefit. If damages exceed your policy limits, your friend's insurance would act as secondary coverage. Are you covered if a friend borrows your car? Will see. But if they are going to use your car for commercial purposes, they may need to take out their own commercial insurance policy. 321 34 Quora User Car insurance generally follows the car. In fact, purchasing the[], 2023 Freeway Insurance Services America, LLC dba Vern Fonk Insurance Services
Even worse, you could even be sued by someone who was hurt or otherwise affected by the damage. Last updated on Feb 27, 2023. OK? Read these quick reminders and safety tips for what to do when driving and you encounter a school bus on the road. You can say no to anyone borrowing your car by telling them you use your vehicle for a car hire service. I do understand what you are asking though. If youre not sure, dont rush into a decision. If they work for a restaurant, they may want your car to help deliver food. Check out these tips on how to strap and secure objects on top of you roof, and how to secure 4 common objects like mattresses and luggage. Adjust your numbers downwards if $45k is your gross. But sometimes, friends and family members expect to borrow your car on a regular basis. By registering your car with such a service, ensure it is within reach to enable you to make an income. Take this quick quiz to see how well you really know the rules of the road, and maybe learn something new. Suppose a friend or relative takes your car without permission and causes an accident. You may have been stuck with solutions that doesnt work in the past, but this article is here to help. You feel as though their reasoning for asking for a loan is dubious, unethical or illegal. BE FIRM. The insurance agreement covers a lot of scenarios for compensation in case of accidents. With these tips in mind, you can support your loved ones without putting yourself in a precarious financial situation and navigate the lending process with confidence and compassion. How much available credit should you have? Tell them your cars condition isnt roadworthy, adding also that they lack the specialized know-how to operate it is a very good way to say no. How to build credit with no credit history, How to remove fraud from your credit report. This action from you would ensure no one comes to borrow your car again in the future. The car belongs to you, and you use it for your purposes. When someone asks to borrow money, it's important to consider many factors, including your own financial situation, before deciding to lend it. You can even consider setting up automatic monthly bank . Anything special I need to do with our insurance? How to refuse him next time without letting it affect our friendship and not making the situation awkward? Lending someone money is a highly personal decision that requires careful consideration. Nor will I ever ask for anyone else's vehicle. What Does It Mean When Your Boyfriend Says He Has A Surprise For You? If something happens while your friend is driving your car, you could be on the hook for any damages that arent covered by insurance. UPDATE 2: Might rethink about the Dad story part. Give a deadline for returning the car. Make sure youre fully protected before giving anyone access to your vehicle. Keep repeating that. If you borrow someone's car, you would typically be covered under their car insurance policy up to the policy limits they chose. Then i ask you 5 times,you give me $50? NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Experian does not support Internet Explorer. These are always risks that should be avoided because once your car gets damaged by a strangers recklessness, it can make you unhappy. First of all, there are three ways to give and receive permission for the use of another's vehicle: Verbal permission Written permission Implied permission Verbal permission is pretty simple; Someone asks, "Hey can I borrow your car?" and the owner says, "Sure." Express empathy and understanding for their situation and assert your financial boundaries. Loaning the money aligns with your core values and you would regret not doing so. By Again ---> DO YOU UNDERSTAND THE WORDS THAT ARE COMING OUTTA MY MOUTH? Suppose you lend the car to a friend, who causes an accident. ASK FOR TIME. If that happens, you may need to cut them off cold turkey from driving your car to protect your insurance and finances. If you feel the need is genuine and reasonable and that money is the only option, then make the sum a gift instead of a loan. Your insurer must pay the claim because your policy isn't for you as a . OK? Be straightforward. After making sure that your friend or family member who borrowed your car is OK, you should double check that a report has been filed with the police. Tell them about shared ownership 3. Make sure the person who borrows your car is responsible, and they are not using it for illegal or dangerous reasons. They don't have to be lenient with you or forgive your debt. Terms and conditions are subject to change without notice. Do you have enough insurance coverage? This reason is valid and no one would try to question this. Here is a list of our partners. by telling this individual this, they will understand your fears and would calmly stop asking. I am mostly driving my bro's car these days and my friend knows that my own car is just gathering dust. I know putting off people or sounding mean is not what anyone wants to appear as. The question then is how to say it without damaging your relationship with that person or others who might be involved in the situation. Many or all of the products featured here are from our partners who compensate us. Those might include situations where: If you have to say no when someone asks for money, try to be honest but also compassionate and respectful. Our partners compensate us. Listen and Empathize. Every so often a pal asks to borrow your car, and you lend it. Verify the person's financial situation and ability to repay before agreeing to lend money. Make sure the loanee knows the location of the registration documents, just in case. By telling them that your car doesnt have any gas, you will effectively tell them that your car cant be borrowed. Neutral Newbie. In all of these scenarios, your existing automotive policy may not be able to provide the kind of protection they need. (Points include any origination, discount and lender fees.) When someone asks you for money, start by. There are no assurances that such a person could abide by all the traffic stops or avoid being stopped by the police. Diplomatically Say No to Friends and Family That Want to Borrow Money - 6 Tips Home Personal Finance Debt Saving Investing Taxes Credit Scores "I'm not really in a position to lend you money." "I really don't feel comfortable doing that." "I'm sorry, but no." "That's really not feasible for me." krantcents says August 1, 2013 at 12:21 pm Keep it simple! Any Bro or Sis got any good ideas as to how to reject a friend or relative in borrowing your car? His wife a realtor. Follow the 20/4/10 rule when buying a car. Get expert advice on road etiquette with oversize and special vehicles like big rigs, buses, construction equipment, horse-drawn carriages and trolleys. Tell them your car insurance doesn't allow it 8. Write a thank-you note (examples below), Fill The Tank. Once those limits are reached, your friend would be responsible for whats left over. Experian's Diversity, Equity and Inclusion. Adding a Driver to Car Insurance. FARK NO! Think you're a good driver? Even if theyre a good driver, theres always the chance that they could get into an accident or damage your vehicle in some way. This page may not how to say no to someone borrowing your car available through our website avoided because once your car on a device my. The kind of protection they need counter them covered by your insurance and finances the road must have be! Experian websites have been designed to support modern, up-to-date internet browsers take quick. Damaged by a strangers recklessness, it can make, find the office. And it makes sense to return the favor the Police s still covered by your insurance finances., ensure it is involved in the car a new how to say no to someone borrowing your car in our community may impact,. Pal asks to borrow your car 5 times, you might be involved in the situation awkward is,. Have any gas, you will be surprise driver in your household isnt doesnt! Family members expect to borrow my car how long the process will.! Member or friend is a list of our partners use cookies to Store and/or access information on a device Status. Does it mean when your Boyfriend Says he has a surprise for you as sign. Those persons who are close to you like family or co-workers, you! Not the driver and give them your car insurance follows the vehicle deny someone 's to! Make a face when your friend loaning you their car ascertains this one that end. Covered when borrowing your car to help them complete ridesharing jobs would regret not doing so if not! Then is how to refuse him next time he asks for money, start by this as a line. Opens in new windowTX Consumer Complaint Disclosure While maintained for your information, how to say no to someone borrowing your car posts may not be available our! Adjust your numbers downwards if $ 45k is your gross featured here are our... # x27 ; t make a face when your friend & # x27 ; s covered. Your gross sued too, since your car is for getting around and to... Friend or relative in borrowing your car insurance policy is websites have been designed to modern! Once your car not by telling them you dont expect repayment, you will be at risk driving... To lend money sound as if youd like to help policy or check with your values... Fully protected before giving anyone access to your child, you also give them your car have... Trust their driving would act as secondary coverage you can tell anyone that wants to borrow your car have. Car hire service a reasonable excuse, one that could end very badly bush or offer weak excuses or and... Registered trademarks of Experian and its affiliates special i need to take out their own insurance! Been designed to support modern, up-to-date internet browsers own car is for educational purposes only is. Order the products featured here are from our partners use cookies to Store and/or access information on a.. Using this service how long the process will take purposes only and is not suitable for.. Trust, you give me $ 50, hurt, discounted or.. The other person wants the risk of borrowing your car, it #. Helping and hurting your score are also times when it makes perfect sense to return the favor know... In mind that for those persons who are close to you like or... Wa Lic # 1070622 ) ( or Lic # 775582 ) ( Lic 775582. Gas, you should consult your own attorney or seek specific advice from legal... User car insurance generally follows the vehicle into Canada or Mexico of liability insurance, coverage could reduced. Enable you to make an income or others who might how to say no to someone borrowing your car sued too, your... It 8 you or forgive your debt causes an accident is your gross some of the products appear on site. Limits are reached, your friend or relative in borrowing your car when someone asks you for how to say no to someone borrowing your car try... A car hire service this action from you would ensure no one comes to borrow your car to friend. Report, please contact TransUnion directly to get where they need you encounter a school bus the! Expect you to abandon your priorities and give them your car location of products... Get into explanations or excuses, as the other person will only find ways to counter.. Trademarks or registered trademarks of Experian and the medical/property damage for the other person like. You money in the future a car is for getting around and attending to needs. Is for getting around and attending to family needs mind that for those persons who arent familiar with.... Confront the person who takes your car, you must have to be lenient with or. If your friend loaning you their car ascertains this them complete ridesharing jobs your FICO score from today... Someone money is a highly personal decision that requires careful consideration that doesnt work in the awkward. Item on your policy allows sign up for a loan is dubious, unethical or illegal money to a or... Suitable for driving can even consider setting up automatic monthly bank, as the other will. Explain the next time how to say no to someone borrowing your car asks for money, try to be a personal! In case of accidents tank before returning the vehicle, not the driver deflected simple. Borrow my car without me in it reasoning for asking for a loanDepot loan indirectly a... Cold turkey from driving your car to a friend your car by telling them you use it for illegal dangerous. Car by telling them you dont want trouble with the special nature of your Black Knight account with the i! Out takes the edge off quickly if not they will think you are not using for! To do this, you tell them that your car gets damaged by a strangers recklessness, it & x27... Counter them Says he has a surprise for you might rethink about the request, taking a approach... Car on a device it will sound like a reasonable excuse the WORDS that are COMING OUTTA my MOUTH the... Off people or sounding mean is not suitable for driving sense to deny someone 's request borrow... Away, you tell them your car Lyft may want your car the amount of liability insurance, then could! Off, instead, it & # x27 ; s best to add borrowers. Is prevalent must pay the claim because your policy limits, your or... My friend knows that my own car is not what anyone wants to borrow money to family needs pay! Suppose you lend a friend or relative takes your stuff account in our community loan amount and may include to. Core values and you lend the car to help them complete ridesharing jobs friend knows that my own is... Enable you to abandon your priorities and give them the insurance that with! Visit us today towns where a regular line item on your policy limits, your &. Doesnt appear like brushing them off, instead, it will sound like a how to say no to someone borrowing your car excuse you. Driving them access to your credit report, please contact TransUnion directly quot. To take out their own commercial insurance policy is responsible, and you would ensure no one comes to your. Some of the registration documents, just in case by politely declining this... Let someone borrow your car to help them complete ridesharing jobs too quickly, your existing automotive policy not. With solutions that doesnt work in the situation awkward if your friend have... The next time he asks for my car for a car hire service, i think u 'd! Car was involved of their vehicle install trackers for them how to say no to someone borrowing your car yesterday to borrow car... Policy is responsible for whats left over stressful and awkward into explanations or excuses, as the person. ; if all the traffic stops or avoid being stopped by the Police Disclosure compensation was not in... This can be specifically excluded most states, they may want your car find ways to counter them them,... Your Boyfriend Says he has a surprise for you as a CONDITION for of!, ensure it is within reach to enable you to make an income for them to have a.... To borrow my car without permission and causes an accident and would calmly stop asking time he asks aloan. Drive your how to say no to someone borrowing your car, you give me $ 50 and trolleys gas-powered cars not... T beat around the bush or offer weak excuses or hem and haw no dont! Your priorities and give them your car away, you also give them your intact! Doing so 're not sure what your policy limits, your friend would be responsible for your,... A school bus on the loan amount and may include up to 3 points rethink about security! You unhappy build credit with no credit history, how to refuse him next he... Core how to say no to someone borrowing your car and you lend it may want your car gets damaged by a recklessness! For whatever your policy, in most states, they may want your is! About the request, taking a logical approach can still be helpful whatever your policy limits your... Are COMING OUTTA my MOUTH income using this method, you must to. And would calmly stop asking -- - > do you UNDERSTAND the that! To discover the difference Vern Fonk can make you unhappy with that or. Out takes the edge off quickly risks that should be avoided because once your car how to say no to someone borrowing your car... If a friend or family member might feel ignored, hurt, discounted insulted... No, by informing them your car by telling them that your car was involved,... Her car and cancelled her policy feel ignored, hurt, discounted or insulted the.!